.page-disclaimer {
  --pd-num-w: 68px;
  --pd-line: #1C3550;
  background: var(--bg);
  color: var(--white);
  padding-block: 28px 64px;
}

.page-disclaimer .crumb {
  margin-bottom: 22px;
}

.page-disclaimer .breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 0;
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 13px;
  color: var(--muted);
}

.page-disclaimer .breadcrumb li + li::before {
  content: "/";
  padding: 0 8px;
  color: var(--line);
}

.page-disclaimer .breadcrumb a {
  color: var(--muted);
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: color var(--dur) var(--ease), border-color var(--dur) var(--ease);
}

.page-disclaimer .breadcrumb a:hover,
.page-disclaimer .breadcrumb a:focus-visible {
  color: var(--cyan);
  border-bottom-color: var(--cyan);
}

.page-disclaimer .breadcrumb [aria-current="page"] {
  color: var(--white);
}

/* ---------- hero ---------- */
.page-disclaimer .doc-hero {
  display: grid;
  grid-template-columns: 1fr;
  gap: 24px;
  padding-bottom: 26px;
  border-bottom: 1px solid var(--pd-line);
}

.page-disclaimer .doc-hero__kicker {
  margin: 0 0 10px;
  font-size: 12px;
  letter-spacing: .16em;
  color: var(--cyan);
}

.page-disclaimer .doc-hero__title {
  margin: 0 0 16px;
  font-size: clamp(32px, 7vw, 58px);
  font-weight: 900;
  letter-spacing: -0.02em;
  line-height: 1.08;
  color: var(--white);
}

.page-disclaimer .doc-hero__lede {
  margin: 0 0 18px;
  max-width: 34em;
  font-size: 16px;
  line-height: 1.85;
  color: var(--muted);
}

.page-disclaimer .doc-hero__stamp {
  display: inline-block;
  margin: 0;
  padding: 7px 12px;
  font-size: 12px;
  color: var(--cyan);
  border: 1px solid var(--pd-line);
  border-left: 3px solid var(--cyan);
  background: var(--bg-lift);
}

.page-disclaimer .doc-hero__visual {
  position: relative;
  border: 1px solid var(--pd-line);
  overflow: hidden;
  background: var(--bg-lift);
}

.page-disclaimer .doc-hero__visual img {
  display: block;
  width: 100%;
  height: auto;
  max-width: 100%;
  object-fit: cover;
  aspect-ratio: 7 / 4;
  opacity: .82;
  filter: saturate(.85);
}

.page-disclaimer .doc-hero__visual::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(6,18,37,0) 40%, rgba(6,18,37,.92) 100%);
  pointer-events: none;
}

.page-disclaimer .doc-hero__badge {
  position: absolute;
  left: 14px;
  bottom: 12px;
  z-index: 1;
  font-size: 12px;
  letter-spacing: .18em;
  color: var(--white);
  padding: 5px 10px;
  border: 1px solid rgba(34,240,208,.5);
  background: rgba(6,18,37,.7);
}

/* ---------- sticky toc ---------- */
.page-disclaimer .toc {
  position: sticky;
  top: var(--status-h);
  z-index: 5;
  background: var(--bg);
  border-bottom: 1px solid var(--pd-line);
  padding: 10px 0 0;
  margin-bottom: 30px;
}

.page-disclaimer .toc__label {
  display: block;
  font-size: 11px;
  letter-spacing: .2em;
  color: var(--muted);
  margin-bottom: 8px;
}

.page-disclaimer .toc__list {
  display: flex;
  gap: 8px;
  list-style: none;
  margin: 0;
  padding: 0 0 10px;
  overflow-x: auto;
  scrollbar-width: none;
}

.page-disclaimer .toc__list::-webkit-scrollbar {
  display: none;
}

.page-disclaimer .toc__list li {
  flex: 0 0 auto;
}

.page-disclaimer .toc__link {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  min-height: 44px;
  padding: 0 12px;
  font-size: 13px;
  color: var(--muted);
  text-decoration: none;
  border: 1px solid var(--pd-line);
  background: var(--bg-lift);
  transition: color var(--dur) var(--ease), border-color var(--dur) var(--ease), background var(--dur) var(--ease);
}

.page-disclaimer .toc__link:hover,
.page-disclaimer .toc__link:focus-visible {
  color: var(--white);
  border-color: var(--cyan);
  outline: none;
}

.page-disclaimer .toc__link:focus-visible {
  box-shadow: 0 0 0 2px var(--cyan);
}

.page-disclaimer .toc__link.is-active {
  color: var(--white);
  border-color: var(--cyan);
  background: #0A2B3E;
}

.page-disclaimer .toc__num {
  font-size: 11px;
  color: var(--cyan);
  letter-spacing: .06em;
}

.page-disclaimer .toc__progress {
  height: 2px;
  background: var(--pd-line);
  overflow: hidden;
}

.page-disclaimer .toc__progress-bar {
  display: block;
  height: 100%;
  width: 0;
  background: linear-gradient(90deg, var(--cyan), var(--pl));
}

/* ---------- clauses ---------- */
.page-disclaimer .doc-body {
  display: flex;
  flex-direction: column;
}

.page-disclaimer .clause {
  display: grid;
  grid-template-columns: 1fr;
  gap: 4px;
  padding: 26px 0 24px;
  border-bottom: 1px solid var(--pd-line);
  scroll-margin-top: calc(var(--status-h) + 96px);
}

.page-disclaimer .clause__num {
  font-size: 26px;
  font-weight: 700;
  letter-spacing: .04em;
  color: var(--cyan);
  line-height: 1;
  opacity: .9;
  padding-top: 4px;
}

.page-disclaimer .clause__title {
  margin: 0 0 12px;
  font-size: clamp(20px, 4.2vw, 26px);
  font-weight: 800;
  letter-spacing: -0.01em;
  line-height: 1.3;
  color: var(--white);
}

.page-disclaimer .clause__title::before {
  content: "";
  display: inline-block;
  width: 5px;
  height: .82em;
  margin-right: 10px;
  vertical-align: -0.05em;
  background: var(--cyan);
}

.page-disclaimer .prose {
  max-width: 34em;
}

.page-disclaimer .prose p {
  margin: 0 0 14px;
  font-size: 16px;
  line-height: 1.85;
  color: #C9D6E6;
}

.page-disclaimer .prose p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .prose a {
  color: var(--cyan);
  text-decoration: none;
  border-bottom: 1px solid rgba(34,240,208,.35);
  transition: border-color var(--dur) var(--ease), color var(--dur) var(--ease);
}

.page-disclaimer .prose a:hover,
.page-disclaimer .prose a:focus-visible {
  color: var(--white);
  border-bottom-color: var(--white);
}

.page-disclaimer .clause__end {
  display: block;
  width: 54px;
  height: 2px;
  margin-top: 18px;
  background: var(--line);
}

.page-disclaimer .clause:last-of-type .clause__end {
  width: 100%;
  background: linear-gradient(90deg, var(--cyan), var(--orange) 55%, transparent);
}

/* ---------- foot ---------- */
.page-disclaimer .doc-foot {
  margin-top: 34px;
  padding: 24px 20px;
  border: 1px solid var(--pd-line);
  border-left: 4px solid var(--orange);
  background: var(--bg-lift);
}

.page-disclaimer .doc-foot__text {
  margin: 0 0 18px;
  max-width: 36em;
  font-size: 15px;
  line-height: 1.8;
  color: var(--muted);
}

.page-disclaimer .doc-foot__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 16px;
}

.page-disclaimer .doc-foot__meta {
  margin: 0;
  font-size: 12px;
  letter-spacing: .06em;
  color: var(--muted);
}

/* ---------- back to top ---------- */
.page-disclaimer .to-top {
  position: fixed;
  right: 16px;
  bottom: 18px;
  z-index: 6;
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  font-size: 18px;
  color: var(--white);
  text-decoration: none;
  background: #0A2B3E;
  border: 1px solid var(--cyan);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: opacity var(--dur) var(--ease), transform var(--dur) var(--ease), visibility var(--dur) var(--ease);
}

.page-disclaimer .to-top.is-in {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.page-disclaimer .to-top:focus-visible {
  outline: 2px solid var(--cyan);
  outline-offset: 2px;
}

/* ---------- tablet & desktop ---------- */
@media (min-width: 720px) {
  .page-disclaimer {
    padding-block: 34px 84px;
  }

  .page-disclaimer .doc-hero {
    grid-template-columns: 58fr 42fr;
    gap: 36px;
    align-items: stretch;
    padding-bottom: 34px;
  }

  .page-disclaimer .doc-hero__visual img {
    aspect-ratio: 4 / 3;
    height: 100%;
  }

  .page-disclaimer .toc__list {
    gap: 10px;
  }

  .page-disclaimer .clause {
    grid-template-columns: var(--pd-num-w) 1fr;
    gap: 0 20px;
    padding: 34px 0 30px;
  }

  .page-disclaimer .clause__num {
    font-size: 34px;
    padding-top: 2px;
    border-right: 1px solid var(--pd-line);
    padding-right: 14px;
    text-align: left;
  }

  .page-disclaimer .doc-foot {
    padding: 30px 28px;
  }
}

@media (min-width: 1080px) {
  .page-disclaimer .doc-body {
    padding-right: 4px;
  }

  .page-disclaimer .prose {
    max-width: 38em;
  }

  .page-disclaimer .clause__title {
    font-size: 28px;
  }

  .page-disclaimer .to-top {
    right: 28px;
    bottom: 28px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .to-top,
  .page-disclaimer .toc__link,
  .page-disclaimer .breadcrumb a,
  .page-disclaimer .prose a {
    transition: none;
  }
}

@media print {
  .page-disclaimer {
    background: #FFFFFF;
    color: #101820;
    padding-block: 0;
  }

  .page-disclaimer .doc-hero__kicker,
  .page-disclaimer .doc-hero__stamp,
  .page-disclaimer .toc,
  .page-disclaimer .to-top,
  .page-disclaimer .doc-foot__actions,
  .page-disclaimer .doc-hero__visual {
    display: none;
  }

  .page-disclaimer .doc-hero__title,
  .page-disclaimer .clause__title {
    color: #101820;
  }

  .page-disclaimer .doc-hero__lede,
  .page-disclaimer .prose p,
  .page-disclaimer .doc-foot__text,
  .page-disclaimer .doc-foot__meta {
    color: #2C3540;
  }

  .page-disclaimer .clause,
  .page-disclaimer .doc-hero,
  .page-disclaimer .doc-foot {
    border-color: #C7CFD8;
    break-inside: avoid;
  }

  .page-disclaimer .doc-foot {
    background: #F4F6F9;
    border-left-color: #C7CFD8;
  }

  .page-disclaimer .clause__title::before {
    background: #101820;
  }
}
<<<END>>>
